Personal Loan
Get instant personal loan with short disbursal.
An instant personal loan offers quick access to funds with minimal documentation, usually for emergencies like medical bills, travel, or debt consolidation. An instant personal loan provides same-day or 24-72 hour disbursal without needing collateral. Many banks, NBFCs (Non-Banking Financial Companies), and fintech platforms offer these loans with online applications and e-KYC verification.
Features of personal loan
- Fast approval and disbursal: 24-72 hours.
- Paperless process: Apply online with e-KYC and minimal documentation.
- Flexible use: Funds can be used for working capital, machinery, rent, or payroll.
- Collateral-free options: Many lenders offer unsecured loans based on creditworthiness.
- Short-term or long-term tenures: Typically 1 to 5 years, though some extend longer.
Repayment Schedule
EMI Calculator
Interest Rates
Eligibility Criteria
- Age: 21-65 years.
- Business Age: Minimum of 6 months to 3 years (depending on lender).
- Annual Turnover: Minimum turnover requirements
- Credit Score: 650+ for faster approval
Documents Required
- KYC Documents: Aadhaar, PAN, Passport, or Voter ID.
- Proof of Identity
- 4 Cheques from your salary account
- Current address proof
- Wedding Loan
- Commercial Loan
- Car Loan
- Gold Loan
.
